Real estate has traditionally been a family’s most valuable asset. Many laws have been enacted to protect one’s ownership of real estate and the improvements located on the land. To protect possibly the most important investment you’ll ever make - the investment in your home you need title insurance.

Title insurance is insurance against loss from defects in title to real property and from the invalidity or unenforceability of mortgage liens. Title insurance is a unique form of insurance because it provides coverage for future claims or future losses due to title defects which are created by some past event.

Title insurance company protects you against false impersonation of the true owner of the property, undisclosed or missing heirs, hidden marriages and divorces, clerical errors, invalid legal procedures and many other cases. Title company also protects you against unforeseen defects in title that an abstract or the public records do not show and cannot show.

A policy of title insurance is like a pre-paid legal agreement. Your insurer will provide legal defense against challenges to your insured title and will reimburse you financially for losses due to the covered defects in your ownership rights. If a claim is made against your insured title, your title insurance company defends your title in court in order to protect it and maintain your possession of your property.

All in all, title insurance provides you the peace of mind in knowing that the investment you’ve made in your home is a safe one.